Looking for the best home loans deals, Public Bank 5 HOME Plan gives you the flexibility of choosing from a wide range of different home financing packages, depending on your financial needs.
To ensure a comfortable monthly installment amount, we offer a long housing loan tenure of up to 40 years.
Choose a financing package from below:
Equal monthly instalment package
Fixed monthly instalments that allow you to plan and manage your finances better, with the financial flexibility of an overdraft facility.
Fixed monthly instalments package
An Islamic loan plan that lets you enjoy fixed profit rates that are not subject to fluctuating BLR.
Graduated payments package
A lower initial installment that increases gradually in tandem with your income.
The package links your housing loan to your current account whereby the credit balance in your current account will be used to reduce the housing loan balance outstanding for interest calculation, thus resulting in interest savings.
- Great savings as interest rates are calculated on daily rest.
- Credit cards with Exclusive Annual Fee Waiver for the entire loan tenure for eligible customers.
- High margin of financing of up to 100% (inclusive of MRTA/MT/MRPA/ODL and/or loan documentation expenses).
- Option for Redraw Facility (for new Conventional Housing Loans with an approved amount of RM100,000 and above).
Attractive interest rate up to BLR-2.20%*